Welcome to Kundanmal Finance Company
Quick Payment Process
• Traditional loan usually come with complex documentation and time-consuming loan approval processes. However, when you opt for a short term personal loan at Kundanmal Finance you don't have to wait for days or weeks for the loan amount to reach your bank account. We offer instant personal loan with fast approval process to provide you with the loan proceeds within a few hours. If you need to fund urgent cash expenses such as sudden business credit requirements, medical bills, and others, then we are the best option! .
No Prepayment Fees
• Most banks levy a pre-closure charge on traditional loans or unsecured loans. However, at Kundanmal Finance we don't levy pre-closure charges if you decide to prepay a part of your loan. If you happen to acquire or generate a substantial amount of money at any point of your tenure, you can utilize this amount to prepay a part of your outstanding principal. This helps to reduce your interest payments.
Poor Credit History
• Often the loan applications of borrowers are rejected due to low credit scores and poor credit history. In the case of traditional loans, individuals need to have a credit score of 750 or more. However, when you apply for urgent cash loan at Kundanmal Finance, your credit score won't be a hindrance. If you meet our eligibility requirements, you will get a quick loan even if you don't have a credit score of 750 or more.
26 Years of Working Expericence
Company Introductions
A Quick, Secure & Transparent Process
We are a RBI-approved Technology firm enlisted in India circa 1984.
Our essential objective is to supply hassle-free financial help to those in need of urgent cash. Our operations are based on our state-of-the-art Fintech solutions that streamlines and facilitates our moment credit administrations.
"The as it were man who sticks closer to you in adversity than a companion may be a creditor." – Diminish Grandich and Co.
We strive to be that trusted companion of our clients whom you'll turn to in unanticipated emergency circumstances. With our straightforward and streamlined process of loan application, endorsement and disbursal, we are committed to come to your money related help at whatever point you would like.
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Get a Personal Loan Quickly
What We're Offering
All Loans Services
We disburse cash loan in 30 minutes, provided we receive all the required documents from you immediately.
Read MoreWith Bank Statement, KYC and a few basic details you can get your loan approved.
Read MoreWe are a RBI regulated Non-Banking Finance Company, so can be tension free of your journey with us.
Read MoreWhat We're Offering
Most of the People Trust on Us For Fast Services
We have been effective in building progressed information science-driven endorsing calculations that offer assistance us total information from diverse mediums and generate a credit report with over 500 information focuses accessible. Hence, with us, you don't ought to stress around the complex advance handle and long turnaround times. We fill up in your take within the shape of an app that permits you to apply and get a credit instantly.
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Looking for a Personal Loan for Travel?
Are you looking for personal loan for Travel? So avail a personal loan from Kundanmal Finance to ensure you travel places without having to burn a hole in your pocket. With personal loan from Kundanmal Finance, you can get quick access to funds up to 1 lakh.
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Looking for a Personal Loan for Medical purpose?
If you are looking for a personal loan for medical purpose, so don’t take stress, we at Kundanmal Finance provide medical loans with easy repayment procedures to our customers. You can get an amount upto ₹ 100,000 for medical quick emergency loan.
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Looking for a Personal Loan for Shopping?
Are you looking for a personal loan for shopping? So are here for you, these spontaneous shopping excursions can be a considerable measure of fun. You can apply for a loan and can get credited in a few minutes for your shopping needs
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How can I get money urgently?
Are you thinking that how can I get money urgently? So we are here with instant urgent loan service, we can fulfil these kind of urgent cash needs. We are a RBI-approved Technology firm enlisted in India circa 1984.
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Can I get loan in one day?
Thinking about can I get loan in one day? So don’t think too much because Kundanmal Finance here for instant cash needs, whether it is travel, medical and shopping needs. We are providing loan within one day. We have simple and quick process for loan needs
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How to apply for an immediate/emergency loan?
Searching about how to apply for immediate loan? So you are at right place, we have seamless process to apply immediate loans. You just need to provide some documents then, you will get money in your account.
How Much You Need
Monthly EMI ₹ 1,309.91
Total Interest ₹ 57,188.72
Total Amount Payable ₹ 157,188.72
LOAN MODEL
- Loan Amount: - 5,000 to 2,00,000
- Interest Rate: - Up to 36% per annum
- APR: 36% MAX
- Age: - 21 to 55 years
- APR 36 % Max.
- Late payment fee - as applicable (Charged only, if repayment is delayed)
- Processing Fee: - Up to 5%
- Loan tenure: - 90 days to 365 days
- Pre-closure charges – As applicable
Sample Loan Calculation
- Loan amount: ₹ 30,000 at interest rate of 30% p.a.
- Loan Duration: 3 Months
- Total personal loan interest = ₹ 2,250
- Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
- Total Deductibles (PF + GST): ₹ 590
- In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
- Total repayable Amount (Loan Amount + Interest): ₹ 32,250
- Monthly EMI Repayable (Loan Amount + Interest / No of EMI's): ₹ 10,750
- PF + GST are deducted upfront during the loan disbursal.
